Payment Lifecycle Analyst

• Monitor daily cash positions to ensure sufficient funding and liquidity across accounts and currencies.
• Forecast near-term liquidity needs using intraday activity, projected flows, and known obligations.
• Execute funding actions in line with internal guidelines, approvals, and time-critical cutoffs.
• Process end-to-end cash flows to support accurate booking and timely settlement.
• Reconcile cash activity across Nostros/accounts and investigate breaks to closure.
• Validate booking accuracy and downstream cash movement to minimize operational and settlement risk.
• Prioritize time-sensitive tasks independently to deliver flawless execution under strict deadlines.
• Partner with Operations, Treasury, Finance, Risk, and Technology to resolve exceptions and unblock processing.
• Communicate clear intraday status updates, risks, and actions to stakeholders with appropriate escalation.
• Engage trading desks to understand funding requirements and align cash movements to desk needs.
• Improve processes and controls by identifying root causes, driving remediation, and supporting automation initiatives.

• Cash Management Experience with minimum 5 years of experience supporting .
• Proficiency in data analysis techniques to interpret and communicate insights for informed decision-making with senior stakeholders.
• Commercial and growth mindset to adapt to fast-paced environments and new business initiatives, with strong interpersonal and communication skills.
• Understanding of cybersecurity controls and anti-fraud strategies to protect information and systems, and ability to navigate dynamic environments with evolving priorities.
• Familiarity with continuous improvement methodologies and design-thinking techniques to drive continuous improvement initiatives.

• Knowledge of ISO or Swift message processing or management.
• Experience with operations, controls and problem solving related to Payments, Cash, Treasury Operations.

• Developing experience using AI-powered analytics, workflow automation, or intelligent process tools to drive efficiency gains, reduce manual effort, or improve accuracy in operational processes

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.